How much time should college take?

I am halfway through my sophomore year at college working towards a BS in electrical engineering. How long does this usually take? I have the expectation of four years mostly because I don’t want to take on any more student debt. But the more I look at my course load and talk to my faculty advisors, I’m starting to think that this is gonna take closer to 4.5 to 5 years. What was your experience?

Edit: additional question, how much did it cost yall? The biggest fear for me is an ungodly amount of student loan debt for anything after 4 years