JEPI vs HYSA

Some important context. I am 23 years old have no plans for making a down payment on a house for at LEAST 2 years probably longer though. Maxed Roth IRA contributions. Have about 22k in hysa and fairly low expenses. Low tax bracket and no state income tax (if that applies im not super educated on the tax implications of a fund like JEPI)

My question is should I allocate some of my savings (in a taxable account) towards JEPl or perhaps a mix of JEPI/ JEPQ or potentially a similar style fund. I planned on keeping around 8-10k in my HYSA which I believe would be sufficient as I have 0 debt and have around $1500 in monthly expenses (50/50 household).

Would allocating the remaining 10-14k towards JEPI for say 2-4 years be worth the potential volatility compared to keeping the entirety in a HYSA? After browsing various forums for hours l've seen various arguments from each side of the spectrum so I figured I would ask since my exact situation is a little different than others who have asked similar advice.

Thanks for taking the time I appreciate any advice.